The Calgary real estate market is shifting gears this summer. With inventory surging back to pre-pandemic levels and sales easing, July 2025 marked another month of recalibration for buyers and sellers alike.

Key July 2025 Market Highlights

• Home Sales: 2,099 sales, down 12% year-over-year.

• New Listings: 3,911, up 8% from last July.

• Inventory: 6,917 homes available – a 66% jump, the highest in years.

• Benchmark Price: $582,900, down 3.9% annually.

• Detached Homes: $761,800 benchmark price, nearly unchanged from 2024.

• Semi-Detached Homes: $697,500, up 1% year-over-year.

• Row Homes: Prices fell nearly 4%.

• Apartment Condos: $329,600 benchmark, down 5% from 2024.

What’s Driving the Market?

1. More Choice for Buyers
   After years of tight supply, Calgary’s inventory has climbed sharply. Buyers now have more selection, particularly in newer communities, which is creating downward pressure on prices.

2. Balanced Market Conditions
   The sales-to-new-listings ratio sits near 54%, reflecting more balance compared to the frenzied seller’s market of recent years. Detached and semi-detached homes are holding value better than apartments and row-style properties.

3. Economic Factors
   Mortgage rates continue to ease, with some lenders offering 3-year fixed terms around 4%. However, looming uncertainty over potential U.S. tariffs on Canadian goods could impact employment, affordability, and overall demand in the coming months.

What This Means for Buyers

If you’ve been waiting for more inventory and price relief, this could be your window of opportunity. Apartment and row-style buyers in particular may find negotiable deals. With rates softening, monthly affordability could improve further if interest rates dip again.

What This Means for Sellers

Homes are still selling, but pricing strategy matters more than ever. Overpricing in a market with growing supply could mean sitting on the sidelines. Staging, marketing, and timing are critical to standing out in a more competitive environment.

Calgary Housing Market Outlook

The July 2025 numbers highlight a market in transition. While detached homes remain relatively stable, other property types are adjusting more quickly to the surge in supply. If you’re planning a move this year, staying informed on local trends will be essential for making confident decisions.

👉 Thinking about buying or selling in Calgary? I’d love to walk you through the numbers in your community and help you build a strategy that works for today’s shifting market.

Kristen Edmunds is a Calgary-area REALTOR® and Associate Broker with KIC Realty, specializing in acreages, luxury homes, and smart buy/sell strategies. With expertise in rural properties (water wells, septic, equestrian facilities) and a client-obsessed approach, Kristen helps buyers and sellers achieve their real estate goals with confidence and ease.

Avoid surprises and protect your sale with the right documents.

When you’re selling a home in Alberta, there’s one requirement many sellers don’t fully understand: providing proof that your property complies with municipal bylaws. That proof typically comes from an RPR (Real Property Report) or, in some cases, title insurance—but the difference between them can mean the success or failure of your sale.

Here’s what every Calgary seller needs to know before listing.

📑 What is an RPR?

An RPR is a detailed land survey prepared by an Alberta Land Surveyor. It shows your property’s boundaries, structures (like decks, garages, and fences), and confirms whether your home complies with municipal rules.

Sellers are usually required to provide an up-to-date RPR with a certificate of municipal compliance, which proves there are no bylaw violations or encroachments.

🔒 What is Title Insurance?

Title insurance is an insurance policy that can protect buyers and lenders against certain issues—like undisclosed encroachments or zoning non-compliance—if an RPR is missing or outdated.

Some buyers and lenders accept title insurance in place of an updated RPR. But it’s not always guaranteed, and it doesn’t correct bylaw issues; it only covers certain risks financially.

⚠️ Why This Matters for Sellers

If your RPR is outdated (for example, if you’ve added a deck, garage, or fence), you’ll either need to update it or negotiate to provide title insurance.

The wrong choice can:

• Delay your closing

• Lead to last-minute renegotiations

• Even cause your sale to collapse

Understanding whether your RPR is current—and if not, whether title insurance is an option—will help you avoid costly surprises.

🏡 Key Takeaways for Calgary Sellers

✔️ Have an updated RPR ready before listing whenever possible.

✔️ Know when title insurance is acceptable—and when it’s not.

✔️ Discuss your options early with your REALTOR® and lawyer.

📩 Want My Free Seller’s Guide?

DM me “RPR” and I’ll send you my Seller’s Guide to RPR vs Title Insurance, so you know exactly what buyers expect—and how to keep your sale on track.

Related reading:

• Pricing Strategy 101 for Calgary Sellers

• The Truth About Staging in a Hot Market

Kristen Edmunds is a Calgary-area REALTOR® and Associate Broker with KIC Realty, specializing in acreages, luxury homes, and smart buy/sell strategies. With expertise in rural properties (water wells, septic, equestrian facilities) and a client-obsessed approach, Kristen helps buyers and sellers achieve their real estate goals with confidence and ease.