Buying your first home is exciting—but if you’re not careful, it can also be overwhelming and expensive. I’ve helped hundreds of first-time buyers navigate the Calgary market, and I see the same mistakes come up again and again.
If you’re starting your home buying journey, here are three common mistakes to avoid—and how to get it right the first time.
❌ Mistake #1: Falling for the Wrong Home Emotionally
That perfect kitchen or dreamy backyard might steal your heart—but don’t forget to look deeper.
What to do instead:
Check resale value in that neighborhood
Evaluate lifestyle fit for 3–5 years
Review traffic, commute, and school zones
❌ Mistake #2: Skipping Mortgage Pre-Approval
Without pre-approval, you risk falling in love with homes you can’t afford—or losing a great deal while waiting on paperwork.
What to do instead:
Get pre-approved before you start viewing
Know your max purchase price, but shop under budget
Work with a trusted mortgage broker (ask me—I have a list!)
❌ Mistake #3: Underestimating Closing Costs
First-time buyers often budget for the down payment—but forget about the rest.
What to do instead:
Budget 1.5–2% of the purchase price for closing costs
Account for home inspection, legal fees, title insurance, tax adjustments, and moving expenses
💡 Bonus Tip: Work With a Buyer’s Agent Who Specializes in First-Time Buyers
Navigating offers, conditions, and market trends is easier with someone who’s got your back.
📩 Ready to Buy Your First Home in Calgary?
I’d love to help you skip the stress and buy with confidence.
📲 DM me “FIRST HOME” or click here to contact me and I’ll send you my free Calgary Buyer Guide tailored for first-timers.
