Congratulations — you’re under contract on your new home! 🎉
It’s an exciting milestone, but don’t relax just yet. The first week after going under contract is absolutely critical. Miss a step here, and your deal could be delayed — or worse, fall apart completely.

To keep your transaction smooth and stress-free, here are the 5 things you must do the week you go under contract.

1️⃣ Schedule Your Home Inspection

A home inspection is your chance to make sure there aren’t any costly surprises hiding behind the walls. The sooner you book, the better — inspectors often fill up quickly, and your condition deadlines won’t wait.

✔ Pro tip: attend the inspection if you can, and ask questions. You’ll learn a lot about your new home.

2️⃣ Send Documents to Your Lender

Your pre-approval got you this far, but now the lender needs the fine details: tax documents, pay stubs, bank statements, and anything else they request. Get these in quickly so your financing doesn’t stall.

✔ Pro tip: respond within 24 hours to avoid delays in the mortgage approval process.

3️⃣ Review Contract Deadlines

Every real estate contract is full of conditions and timelines — inspections, financing, appraisals, and more. Missing even one deadline could void your contract.

✔ Pro tip: add every key date to your calendar the day you go under contract.

4️⃣ Shop for Home Insurance

Your lender will require proof of home insurance before closing. Don’t leave this to the last minute. Compare quotes, understand your coverage options, and lock it in early.

✔ Pro tip: ask about bundling with auto insurance — it can save you money.

5️⃣ Keep Your Finances Steady

This is not the week to finance a new car, apply for a credit card, or drop thousands on new furniture. Any major financial change could alter your debt-to-income ratio and jeopardize your loan approval.

✔ Pro tip: if you’re unsure whether a financial move is safe, ask your lender first.

✅ Final Thoughts

That first week under contract is make-or-break for your home purchase. Stay organized, meet your deadlines, and keep communication flowing with your agent and lender. Do that, and you’ll be well on your way to closing day.

🙌 Want a simple way to stay on track? DM me “CONTRACT” and I’ll send you my free Under Contract Buyer’s Checklist — your step-by-step guide to a smooth closing.

❓ FAQ Section

Q: How long do I have to schedule an inspection?
Typically within 7–10 days, depending on your contract. Check your specific deadlines.

Q: Can I change jobs after going under contract?
It’s risky. A job change can impact your loan approval. Always speak with your lender first.

Q: Do I need home insurance before closing?
Yes — your lender will require proof of insurance before they release funds for your mortgage.

Q: What happens if I miss a contract deadline?
The seller could walk away, or your financing may not be approved in time. Always stay ahead of the dates.

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