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Buying and Selling at the Same Time in Calgary? Here’s How to Do It Right

Whether you're upsizing, downsizing, or relocating to a new area, trying to buy and sell a home at the same time can feel overwhelming.

But with the right strategy, this transition can be smooth, well-timed, and financially smart.

As a Calgary-based REALTOR® who regularly helps clients move between homes, I’ve developed a proven step-by-step process that removes the guesswork—and minimizes the stress.


🧠 Step 1: Start With the Sale (Even Before You Buy)

Most people want to find their next dream home before listing their current one.

But in most cases, I recommend the opposite:

Prepare your current home first.

We’ll get your property photo-ready, either go live or prep it behind the scenes so that we can hit the ground running when the timing aligns.

Why?

Because knowing what your current home will sell for—and how quickly—gives you the confidence and leverage you need when you’re ready to buy.


💰 Step 2: Understand Your Financing Options

Talk to your mortgage broker early about how you’ll manage the financial overlap. Options may include:

  • Bridge financing (most common)

  • Home Equity Line of Credit (HELOC)

  • Extended possession dates on your sale or purchase

  • Conditional offers based on your home’s sale

Every situation is different. That’s why I work closely with your lender to structure a strategy that protects your budget and avoids financial pressure.


📝 Step 3: Protect Yourself With the Right Offer Conditions

When it’s time to write an offer on your new home, we’ll include terms that keep your transition safe and realistic. That may include:

  • Condition for the sale of your home

  • Flexible possession timelines

  • Early access for measurements or contractor quotes

I help you negotiate a timeline that aligns with your goals—whether you’re trying to avoid moving twice or need extra time for possession.


🔄 Step 4: Always Have a Backup Plan (Just in Case)

Even with the best strategy, it’s smart to have a short-term backup plan. This might mean:

  • Arranging temporary housing

  • Securing storage for your belongings

  • Pre-booking movers or rental options

I help clients plan for all scenarios so nothing catches you off guard—even if we need to adjust the timeline last-minute.


🤝 Final Thoughts: You’re Not Alone in This

Buying and selling at the same time can be complex, but with the right guidance, it's entirely doable. I’ve helped countless Calgary-area clients manage this transition smoothly—without panic selling or panic buying.

If you're thinking about making a move, the earlier we plan, the more confident you'll feel.

📩 DM me “PLAN” and I’ll send you my Buying & Selling Strategy Guide—a free checklist that outlines the key steps, financing questions to ask, and real-life examples of how we make it work.

Let’s get you moved—without the chaos.

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